April 1, 2026

Boca Grande Waterfront Homes

Jim & Sue Reske – (941) 276-4219

10498 BAY STATE DRIVE PORT CHARLOTTE FL 33981 MLS #D6141174

10498 BAY STATE DRIVE
PORT CHARLOTTE, FL, 33981
$565,000
4 Beds
3 Baths
2,685 SqFt
0.48 Acres
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MLS #D6141174 image #0
RARE OPPORTUNITY for X Flood Zone on DOUBLE LOT in SOUTH GULF COVE ~ This is a MUST SEE! Welcome to 10498 Bay State, a Well-Designed 4-Bedroom 3-Bath 3-Car Garage Home with Private Home office, Workshop in Garage and HEATED POOL on a DOUBLE X ZONE LOT in the highly desired Gulf Access community, South Gulf Cove! This property is located on a rare double lot that backs to a greenbelt, offers sunrise views from your Lanai, and offers unobstructed views of the Santa Cruz Waterway from your pool and backyard. With nearly 2,700 square feet of living space, this home offers plenty of room for family and guests, and a possible in-law suite for those looking for multi-generational home options.
The foyer is welcoming, with ample space for a book nook or console table and leads to 2 Guest Rooms that share a Full Bath and Linen Closet. Across the hall, you’ll be pleasantly surprised to find a very large Laundry Room with Cabinets and Storage, adjacent to an En-Suite / In-Law Suite with Full Bath and Walk In Closet. Proceed to the main living spaces, your Kitchen features a large island with Bar Height seating, lots of cabinets, farmhouse sink, and built in shelving in the WALK-IN Pantry. The Living Room and Dining Room flank the Kitchen and Breakfast nook, maintaining a seamless flow for conversations and natural light. But wait, there’s more! The frosted glass French Doors open to a Home Office / Study, with quick access through the living rooms sliders to the Lanai and Pool Deck. The Primary Bedroom is generous in size and offers a complete En Suite with Dual Sinks, Garden Tub, and large Walk In Closet. The home boasts a host of recent updates, including a new roof and new HVAC system, providing peace of mind and energy efficiency. The property is also located in an X Flood Zone, meaning no flood insurance is required!
For those with furry friends, the fenced dog run offers a safe and secure space to play. The 3-car garage is a true standout, featuring mini split AC system, workbench, overhead lighting and retractable extension cord, as well as built-in storage components – making it an ideal space for projects and hobbies. This property is ideally situated just minutes from several public boat ramps, providing easy access to the community’s waterways, the Intracoastal Waterway, and the Gulf. Whether you’re an avid boater or just love coastal living, you’ll find everything you need right at your doorstep. You’re only 15 minutes drive to Gulf Beaches, world-class fishing, 99 holes of golf, shopping, dining, and the Tampa Bay Rays’ Spring training facility!
Enjoy the benefits of an optional HOA at just $120 per year, minimal deed restrictions, and several pocket parks and walking paths, providing flexibility while still enjoying the community’s perks. Whether you’re seeking a peaceful retreat, investment property or a home with room to grow, this property has it all. Don’t miss out – schedule your showing today and make this paradise yours!

Property Details

Price:
$565,000
MLS #:
D6141174
Status:
Active
Beds:
4
Baths:
3
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
PORT CHARLOTTE SEC 085
Neighborhood:
33981portcharlotte
Listed Date:
Mar 16, 2025
Finished Sq Ft:
2,685
Total Sq Ft:
3,478
Lot Size:
20,985 sqft / 0.48 acres (approx)
Year Built:
2016
Pool33981 – Port Charlotte33981portcharlottePort Charlotte Sec 085Myakka River ElementaryL.a. Ainger MiddleLemon Bay HighNo MinimumPets Allowed

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Schools

Elementary School:
Myakka River Elementary
Middle School:
L.A. Ainger Middle
High School:
Lemon Bay High

Interior

Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Bathrooms
3 Full Bathrooms
Cooling
Central Air
Flooring
Carpet, Ceramic Tile, Engineered Hardwood
Heating
Central
Interior Features
Ceiling Fan(s), Eating Space In Kitchen, Open Floorplan, Split Bedroom, Walk-In Closet(s)
Laundry Features
Inside, Laundry Room
Levels
One

Exterior

Association Amenities
Clubhouse, Recreation Facilities
Attached Garage YN
1
Community Features
Community Boat Ramp, Public Boat Ramp, Water Access, Deed Restrictions, Park, Playground, Sidewalks
Construction Materials
Block, Stone, Stucco
Covered Spaces
3
Direction Faces
West
Exterior Features
Dog Run, Garden, Hurricane Shutters, Private Mailbox, Rain Gutters, Sliding Doors
Fencing
Vinyl
Garage Spaces
3
Lot Features
Greenbelt, Near Marina
Open Parking YN
1
Parking Features
Driveway, Garage Door Opener, Workshop in Garage
Roof
Shingle
Security Features
Smoke Detector(s)
Spa Features
In Ground
View
Park/Greenbelt, Pool, Trees/Woods, Water

Financial

HOA Fee
$120
HOA Fee Frequency
Annually
HOA Includes
Recreational Facilities
HOA Name
President
HOA Phone
941-404-8080
Tax Year
2024
Taxes
$5,413

Map

Community

Subdivisions in PORT CHARLOTTE

Market Summary

Current real estate data for Single Family in PORT CHARLOTTE as of Apr 01, 2026
1,690
Single Family Listed
143
Avg DOM
237
Avg $ / SqFt
$443,245
Avg List Price

Property Summary

    Located in the PORT CHARLOTTE SEC 085 subdivision, 10498 BAY STATE DRIVE PORT CHARLOTTE FL is a Single Family for sale in PORT CHARLOTTE, FL, 33981. It is listed for $565,000 and features 4 beds, 3 baths, and has approximately 2,685 square feet of living space, and was originally constructed in 2016. The current price per square foot is $210. The average price per square foot for Single Family listings in PORT CHARLOTTE is $237. The average listing price for Single Family in PORT CHARLOTTE is $443,245. To schedule a showing of MLS#d6141174 at 10498 BAY STATE DRIVE in PORT CHARLOTTE, FL, contact your Parsley-Baldwin Realty agent at 941-276-4219.

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10498 BAY STATE DRIVE
PORT CHARLOTTE, FL